https://www.snowcapfinancial.com/insights daily 0.75 2023-08-30 https://www.snowcapfinancial.com/insights/sometimes-doing-the-right-thing-hurts monthly 0.5 2023-08-30 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/29316985-3950-4640-b92e-4ef93e0a5dab/pexels-liza-summer-6348126.jpg Insights - Sometimes Doing The Right Thing Hurts Sometimes doing the right thing hurts. I recently had to decide to end my relationship with a provider that is going to no doubt slow the growth of my firm. As a business owner, it is hard to know if it was the right thing to do. As a Financial Planner that acts as a Fiduciary and puts clients’ best interest first, it was an absolute no-brainer of a decision. Let me tell you more about what happened, why it is important for you, and how we are moving forward together. https://www.snowcapfinancial.com/insights/financial-planning-for-content-creators monthly 0.5 2023-08-30 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/17b088d5-2b35-4f7a-9bf9-afd7d5d85767/pexels-karolina-grabowska-6333756.jpg Insights - Financial Planning for Content Creators You are part of the newest iteration of the entrepreneur. You are a proud business owner. As a content creator, you have imagination and are impressively skilled at delivering people the content they want while getting well compensated for what you do. It is not an accident that you are successful at what you do. You have a mind for business and you have been rewarded for it. Now, what are you going to do to ensure that you stay successful and make certain that you are maximizing the money you are earning today? Here are some things financial planning things you should consider as a content creator. https://www.snowcapfinancial.com/insights/tax-planning monthly 0.5 2023-03-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/4a84f690-5be3-4a1a-aa49-db679b4b19a1/taxes.jpg Insights - Why Don’t Advisors Look At Your Taxes?! Please tell me that your Financial Advisor requires you submit tax returns every year. EVERY recommendation we make is going to have tax consequences in one way or another. How do they know what to recommend without details of your tax situation? How do they know they aren’t missing opportunities to save money? How do they know they are missing mistake another party made somewhere? https://www.snowcapfinancial.com/insights/markets-russia-ukraine monthly 0.5 2023-01-30 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/10e27e9f-d7bb-40de-b83b-3ef675bcb97f/pexels-pixabay-356079.jpg Insights - What Does A Russian Invasion Of Ukraine Mean For You And Your Portfolio? It appears that things with Russia and Ukraine have escalated beyond the hope of initial diplomacy. The markets so far have not reacted in a positive way as things had become more and more tense, and certainly will not like what we are seeing as Russia appears to move to strike Ukraine. What does this mean for you and your portfiio? https://www.snowcapfinancial.com/insights/shoud-you-buy-a-nice-watch monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/743d4d5d-c475-42c4-a98f-55c8ebc82a23/pexels-mister-mister-380782.jpg Insights - Should You Buy A Nice Watch? Investing, saving, stocks, ETFs, bonds, cash, 401ks, IRAs, Roth or Traditional, annuities… All are things Financial Advisors love to talk about. What about nice watches? You don’t hear Financial Planners talk about things like a Rolex, or Omega, or Patek, or other expensive items too often. We will. Let’s talk about how a nice watch (or other expensive items) can fit into your financial plan. https://www.snowcapfinancial.com/insights/after-hours monthly 0.5 2022-01-25 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1642deee-4cdd-4935-85dd-81168ddac729/pexels-vladyslav-dushenkovsky-4100130.jpg Insights - Snowcap After Hours I know that work and life can really make getting some of things you want and need to pretty difficult. Not all jobs are flexible in allowing you to take time off to get the Financial Planning help that you deserve. That’s why I am introducing our After Hours planning services. https://www.snowcapfinancial.com/insights/what-me-becoming-a-cfp-means-for-you monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/018fc5e3-c384-46d6-a160-11997c468d9b/cfp.jpg Insights - What Me Becoming a CFP® Means For You As of this morning, I am now officially a CERTIFIED FINANCIAL PLANNER (TM)! It took me exactly 367 days from the start of the coursework until the time I took and passed the exam. For a whole year this was a major focus for me, and it is finally done. It came at the sacrifice of a lot of time, added stress, most of my extra brainpower (insert joke about how little that is here). and I did not allow myself to play a single video game from the time I started until I was done! Now, what does it mean for you? https://www.snowcapfinancial.com/insights/we-dont-do-portfolio-reviews monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/5f4a686f-308a-4b8b-be6c-fba007daead7/stocks.jpg Insights - We Don’t Do Portfolio Reviews (And Why You Shouldn’t Fall For it) It is a common tactic for Financial Advisors to offer a “portfolio review” in order to try and find a way in and win investments accounts. They. Are. A. Scam. Yes, this comes from a guy who makes his living managing investments for his clients. Portfolio reviews are a scam. Here’s why: https://www.snowcapfinancial.com/insights/what-should-you-do-with-an-inheritance-whzeb monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1633978702804-V4MHVKRXZ7IJT5DM76I1/Inheritance+Tax Insights - You Inherited a retirement account, now what? It’s unfortunate that you have now inherited someone’s retirement account. Nobody wants to be in that situation. What a potential blessing for you and your family though! There are some things to watch out for, and the big investment firms that management these accounts don’t always know or provide the information you need to make smart decisions. https://www.snowcapfinancial.com/insights/why-the-new-website monthly 0.5 2021-08-09 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628385456109-GVHMZJFO8MBVXR12AOWO/FBheader.jpg Insights - Why the new website? Above almost all else Snowcap Financial believes in value. https://www.snowcapfinancial.com/insights/snowcap-gear-and-support-a-great-cause monthly 0.5 2021-08-08 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628307617577-JXBS0ARR41HHCVA9V1IZ/HW.jpg Insights - Snowcap Gear And Support A Great Cause! https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628307616987-5WRYGZKK0VRQHSU43DC0/HN.jpg Insights - Snowcap Gear And Support A Great Cause! https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628307617006-5ERKHZ6MMLSWF14C4QBC/VW.jpg Insights - Snowcap Gear And Support A Great Cause! https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628307350713-HXN1QK7XV0EOCBDPA67X/Snowcap+Gear+on+Bonfire Insights - Snowcap Gear And Support A Great Cause! I said in launching the firm that I wanted to make a difference and serve people. I also needed a good provider where I could design some shirts and other items, and just go order them on demand when I was ready. Today I am excited to tell you more about how I been able to achieve a victory on both fronts! https://www.snowcapfinancial.com/insights/are-you-ready-to-purchase-your-first-house monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628308550235-6RUWNBA73ODKYKCCZFV0/pexels-kindel-media-7578939.jpg Insights - Are You Ready To Purchase Your First House? It's the largest asset you will probably ever purchase, and it is easily the scariest purchase you will ever make... your first home! I know that is exciting to think about, and there are all kinds of pressures to purchase a home which are only exacerbated by a white hot market in many places. https://www.snowcapfinancial.com/insights/congratulations-youre-having-a-baby-now-what monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628309222222-7T5JO4Y0AAUVX2Y7PJOM/Having+a+Baby%21+Now+What%3F%21 Insights - Congratulations! You're Having A Baby! Now What?! https://www.snowcapfinancial.com/insights/newlyweds-get-started-on-the-right-financial-foot monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628309795420-O5S091CH63MTIY7H0UAM/Newlyweds Insights - Newlyweds? Get Started on the Right Financial Foot! Financial troubles are a leading cause of divorce in the US1. Need we say more? What you do with your money matters. What you do with your money as a newlywed couple is of the utmost importance. https://www.snowcapfinancial.com/insights/is-working-with-a-remote-financial-planner-right-for-you-yes monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628353323739-CFKDETJYXMKBLF8PZDJN/austin-distel-jpHw8ndwJ_Q-unsplash.jpg Insights - Is Working With A Remote Financial Planner Right For You? (YES!) Obviously we are a bit biased, and think the answer is yes for everyone. We are built to do everything online, remotely, and provide the exact same service virtually that we do in-person. But this isn't about us. This is about you. There are a number of things you should think through before deciding if a remote advisor like Snowcap Financial is right for you. Let's take a look a few things to consider here before you make a decision on the kind of service is right for you. https://www.snowcapfinancial.com/insights/college-funding-are-you-prepared-to-pay-double-todays-rates monthly 0.5 2021-08-08 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628355111690-XE30ASUVZ9E7RGVO8GXI/pexels-pixabay-159866.jpg Insights - College Funding: Are You Prepared To Pay Double Today's Rates? The price of college keeps skyrocketing, with tuition inflation averaging 5% per year.1 That means if your child is born today, and the current pace of inflation holds that would mean that you would be paying more than double what it costs today. We all want our kids to have the same opportunities that we had, so how can we prepare for this kind of expense? https://www.snowcapfinancial.com/insights/your-portfolio-is-in-the-red-today-what-should-you-do monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628355737462-VGNJE2UX2W3VI0B0K1CP/hard-choice-3-1581479.jpg Insights - Your Portfolio Is In The Red Today. What Should You Do? One thing you will often see on Twitter on the days in which the market is sharply falling is a gif of the scene from The Shining where the elevator doors open up and a flood of red comes out, 99% of the time in jest. I laugh every time. It is important to not panic or take any one day too seriously when it comes to investing. What should you do on days like today when the markets are really red? https://www.snowcapfinancial.com/insights/what-should-you-do-with-an-inheritance monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628356367570-TOB2ODYKT0URK97043T1/wooden-box-1413128.jpg Insights - What Should You Do With An Inheritance? It is the worst blessing one can receive, an inheritance. First off all, if you are reading this searching for answers because you have received one, we are sorry for your loss. Second, congratulations on seeking answers and ensuring you are doing the right thing with this gift you have received. We believe that doing your due diligence and making smart decisions with this money is one of the best ways to honor the person that wanted you to have it. So now, what should do when you receive an inheritance? https://www.snowcapfinancial.com/insights/should-you-trade-stocks monthly 0.5 2021-08-09 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628356816841-NG36S4T9F3JEPHGXV50S/13716.jpg Insights - Should You Trade Stocks? New companies like Robinhood have pushed the envelope of the financial services industry and made it easier and cheaper than ever for individuals to trade stocks on their own. When I got started trading, you had to pay a fee ($30ish) for each trade that you called in to a broker, and then had to pay a monthly fee for the privilege of having an account if you were a small trader. Now, there are no fees to have an account, no fees to trade most stocks and ETFs, and no fees to trade many mutual funds too. As trading access and pricing has become more democratized and COVID has forced people home with extra time and money to spare, the numbers of people trading has exploded and lead to massive volume trading events like GameStop, AMC, Tesla, and the like. https://www.snowcapfinancial.com/insights/what-does-the-gamestop-madness-mean-for-you monthly 0.5 2022-05-23 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628358020229-DD4ZW7MT0PXV7Z4NXMGE/vendor-trash-imagining-the-future-of-video-game-retail-410-1428758025.jpg Insights - What Does The GameStop Madness Mean For You? Late January saw one of the craziest stock market runs ever as a collective of individual investors gathered together to make one of the greatest, most unbelievable trades we have ever seen. It caused ripples throughout the market and made major news all around the world. Now, what happened exactly? Snowcap Financial is here to break it down for you, and show you exactly how it impacts you and your retirement investing. https://www.snowcapfinancial.com/insights/snowcap-financial-list-of-solutions monthly 0.5 2022-05-23 https://www.snowcapfinancial.com/insights/financial-advice-must-involve monthly 0.5 2021-08-08 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628360137532-91C8OC5XCALYF64SI3GM/AD-Image-1.jpg Insights - Financial Advice MUST Involve If there is any lesson to be learned from the COVID-19 impacts on the American economy and everyday life, it’s that we need to start rethinking our approach to so many institutions. As things have shut down, there has been a massive increase in working from home. According to a study commissioned by Zapier over half of Americans were working from home at peak levels of shutdown[1]. People have been stuck at home and avoiding contact with strangers as much as possible. With studies showing that employees tend to be more productive from home[2], this trend of not going to the office every day will likely continue. https://www.snowcapfinancial.com/insights/category/Charitable+Giving monthly 0.5 https://www.snowcapfinancial.com/insights/category/Tax+Planning monthly 0.5 https://www.snowcapfinancial.com/insights/category/Self-Employment monthly 0.5 https://www.snowcapfinancial.com/insights/category/Insights monthly 0.5 https://www.snowcapfinancial.com/insights/category/General+Financial monthly 0.5 https://www.snowcapfinancial.com/insights/category/Investing monthly 0.5 https://www.snowcapfinancial.com/insights/category/College+Planning monthly 0.5 https://www.snowcapfinancial.com/insights/category/Insurance monthly 0.5 https://www.snowcapfinancial.com/insights/category/Budgeting monthly 0.5 https://www.snowcapfinancial.com/insights/category/Retirement+Funding monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Business+Planning monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Taxes monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Investing monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Spending monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Financial+Planning monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Saving monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Planning monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Budgeting monthly 0.5 https://www.snowcapfinancial.com/insights/tag/Snowcap+Financial monthly 0.5 https://www.snowcapfinancial.com/home daily 1.0 2025-08-18 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/dafdb693-6b13-400d-9665-f5d7a750a875/pexels-tatiana-syrikova-3933890.jpg https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/104aab64-2ac5-4b86-b1f7-ee7c455aac00/Financial+Planning.png https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/52cb37d6-8441-4d17-bf61-f3c32c4e5943/Investments.png https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/92ae3e03-c26b-450e-8452-7e44d55c20d7/Tax+Planning.png https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/7615c0d4-a7c0-4603-a8a8-ed3ecb2024cb/NAPFARegisteredFinancialAdvisorLogo.jpg https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/9941a77f-c64b-45b1-aa69-d549a504077b/fon-member-color-logo-png-1000-240.png https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/d5f83d50-3d5e-4752-8c91-82767396a3ec/cfp.jpg https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/00272408-a35b-4d1b-91ac-76233a0abbce/XYPN_CFP-Member-Badge-3.png https://www.snowcapfinancial.com/planning daily 0.75 2022-07-26 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628287316325-XF5BK1I2F2JDAB4S2MVX/Planning+Process+Infographic.png https://www.snowcapfinancial.com/connect daily 0.75 2022-07-29 https://www.snowcapfinancial.com/onboarding daily 0.75 2024-05-15 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/e1d08b79-3264-4841-8b18-0ff2d0e34ba2/Onboarding+Process+Graphic.png https://www.snowcapfinancial.com/team daily 0.75 2024-09-30 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/56c0a90f-cfdc-49b0-a563-d1f39d5cb249/IMG_0668.jpg https://www.snowcapfinancial.com/investment-management daily 0.75 2022-07-26 https://images.squarespace-cdn.com/content/v1/610ca8b1d8b8176f17c559ab/1628286998533-6JB0N25J51Z4WWVTL9ZK/Investing.png Investment Management Investing Doesn’t Need To Be Complicated In the end it is all about using your money to help reach your goals. 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